If we're living in wealthy times... then where is the excess left over at the end of each week. Sometimes of course it's a product of living beyond your means but why do so many people live that way?

Your beliefs play a big part in all of this. Bigger than you probably realize.

Self worth, which when it all boils down is only a self perception, will for one thing determine how much you earn, how much you spend and how much you have left over to enjoy!

You may have read Napoleon Hills "Think and Grow Rich". If you haven't you should. If you have, and still struggle with finances, then I recommend you read it again... and this time use it a workbook! (I have free copies available)

So if a book like Think and Grow Rich, which has sold more than "30 million" copies, says being wealthy is as simple as changing your beliefs, then how come everyone is not rich?

First of all you have to change the "right" beliefs and second you have to effectively impress the subconscious mind - the engine room where belief are turned into reality.

One day a client of mine came to see me after spending 6 months on a course to set him on the path to financial freedom. He spent $5,000 on the course and was now broke. His hopes had been risen and now he was as flat as a soufflé after an earthquake.

The course had given him some great insight and ideas but did little to change his inner belief about money. His core belief was, "No matter what I do I never get anywhere!" Little wonder nothing was happening for this poor chap.

Ever heard the stories of people who have won millions in a lottery only to be penniless a few years later. If the idea of wealth has not been created on the inside it will never manifest in your outer life. It's as simple as that.

The very reason I created the Self Hypnosis Wealth and Prosperity MP3 was to help people change their relationship to money and create an inner change in their belief system! Affirmations and Self Hypnosis can have an amazing effect upon our subconscious because repetition reinforces change!

Bringing to consciousness the reason for lack of wealth is a fantastic way to set the scene for change. READ Think and Grow Rich... no, make a study of it. Then impress your subconscious mind with the kind of beliefs that produce wealth.

In the end, right action produces right results. If you don't get what you want from your efforts then you have to change what you're doing!