Mold and mildew can create respiratory problems as well as allergies. They can cause problems like runny noses and stinging eyes. Mold can be found anywhere making a seemingly healthy atmosphere a sick house. Such houses significantly lead to health symptoms. Adults living in sick houses have many health problems and children living in it are prone to wheezing, cough, cold, fever, headaches and need for medication.

Sickness in houses is mostly created by mold. Some common molds are Hormodendrum which grows on plants, leather, rubber, paper and wool. Aspergillus fumigatus is found in soil, in damp hay, on grain, on sausages and on fruits. They cause respiratory diseases. Phoma grows on magazines, books and other paper products. Penicillium notatum grows on fruits, bread and cheese. Even more common allergies are caused by molds and pollens. All these molds tend to make healthy houses sick.

To save your home from becoming a sick houses you should follow some preventative measures. The first thing is to keep your house dust and dirt free. Keep the humidity level of your house between 35- 50%. Have your furnace ducts and cold air returns, along with dryer vents cleaned at least once per year if not two times a year. Make sure that there is no leakage in any area of house, such as your tub, toilet tank, ceiling etc. Never carpet your bathroom. Avoid foam rubber. Use good quality air cleaner to remove mold spores from the air.

In the homeowner's policy, damages from mold like rust, rot and mildew are specifically excluded. Sudden and accidental damages are repaid by them but not all the damages. So try to keep your home clean and healthy by keeping it dirt free and dust free.

Make sure that any flood damage is fixed and repaired by a professional company so you don't have any problems down the road. The most important thing you can do is to check your insurance policy to see what you're covered for and what you're not. Mold remediation can be very expensive and for the few extra dollars your company will charge you to have coverage, it is well worth it. Many people who have not been covered have lost there homes because the extra to repair it just wasn't there. A few dollars more on their policy could have easily saved their home.