Have you began planning what you are going to do when you retire? Most likely you have thought about what you want to do with your time once you retire. But have you started planning financially? If you have, then you know that you will have more monthly income in retirement that you have now, right? If you think about it, you will need more money per month when you retire than you need now. Let's think about this for a minute. You not only have to have money for the fun stuff that you plan to do, but you have to have more money for medical purposes for things that are not covered by your insurance of Medicare. Getting old is not cheap.

Even the ones of us in the best of shape will need more medical attention as we age. The older we get, the more preventive maintenance we need, not to mention repairs. A happy retirement is about more than just having the money to do the things you want to do. You have to be able to get out and do those things physically as well. So many of us think about retirement and think about the financial aspect of it, all the while working hard to make that extra dime to save for our golden years. But we do not always think about the affects of that extra dime on our bodies. To get that extra little bit of money, we may have to work extra hard. Pushing your body to do more work than it should is not a way to live well into your retirement years.

While planning financially is very important, planning with your health in mind is even more important. If you don't have your health, you may as well not retire. I have listed some basic steps to start out on your Retirement Regimen.

Start an exercise program today. If you think you don't have time, just get yourself a treadmill or elliptical machine and put it in front of the TV. Work while you waste brain cells on watching TV.

Cut the processed junk from your diet. Start eating fresh fruit for a snack instead of that chocolate bar. Cook with fresh vegetables whenever possible. You may be surprised at how much better the taste is when the flavor is not cooked out of the vegetable. A diet high in natural foods can reduce cholesterol and blood pressure as well ? both added bonuses to your health.

Drink lots of water. Drinking eight to ten glasses of water a day is a good way to keep your body flushed of the things it does not need. Drinks that include water such as tea and coffee do not count. Pure water is best for the body. If you find it hard to prepare 8-10 glasses a day, keep a large water bottle on your desk at work. If it is a 32 oz bottle, you only have to fill it 2 times per day to get your recommended 8 glasses. If you do this and drink water at home in the evenings, you will get your cleansing water in for the day.

Think about dietary supplements. You want to find some that are high in anti-aging antioxidants. The diet is a good place to start to get these supplements, however, the veggies that are grown in strained soil and sprayed with chemical fertilizer, then boosted with something to extend shelf life do not always have the best antioxidants left in them by the time they get to your plate.

Talk to your doctor. Find out from your family physician what type of diet he or she recommends to get you started on your Retirement Regimen.

By taking these few things and adding them to the things that you learn from your doctor, you can begin a healthy lifestyle that will lead you to a healthy retirement. Can you live with retirement? Yes, you can!