Through means on technology, almost any kind of purchase can be made online. From groceries, subscriptions for comics or magazines, to DVD movies, home appliances and furniture, the World Wide Web has everything. All you need is some time to browse for what you need, and a valid credit card at hand.

You can buy videogames online, or pay for subscriptions, contribute to the sites you visit or make donations. You can actually ?put? clothes in a virtual shopping cart and make the purchase. But, do you have any clue about what goes on whenever you place the number of your credit card on the blanks and check out of the virtual store with your purchases? The process that takes place when you hit the ?buy? button is called an online credit card transaction.

For an online credit card transaction there are several things that you do. The virtual store that you want to buy from will ask for your name and credit card number. The online credit card transaction system will verify whether or not the credit card is owned by the name specified. This step is actually optional since not everyone uses their own credit card, and the name is most of the times written on the credit card anyway.

Then, the online credit card transaction is sent by the system to the credit card company with the purpose of being recorded. It is worth to know that the currency is specified with the online credit card transaction since not all transactions made are in American dollars. Some companies send a verification e-mail to verify if you made such a transaction. Don't get any ideas, it is fraud to answer ?no? if you did make the transaction. If you do not answer in a certain period of time, the credit card is usually suspended.