There are a couple of provider options out there. Regardless of your provider though, all Visa cards share the common advantages of the TravelMoney card from Visa. Here's what you can expect from Visa from any provider:
- The travel card from Visa eliminates the need for cash on hand. This means you reduce the risk of misplacing your money or losing it to pickpockets. You can use your Visa travel card in ATMs and establishments that accept Visa in any country.
- As a cardholder you also enjoy the safety and security guaranteed by Visa. Your signature and PIN are your first lines of defense. You can also rely on the U.S. Bank Zero Liability. When your card is stolen or lost it can be replaced and you can even get your balance back. A secondary card option is another way to protect yourself if you lose your card.
- The card is prepaid so you can clearly put a barrier between your travel funds and your other funds. The card can be reloaded when you need more cash.
- There are extra benefits that cardholders can expect. You will be eligible for lost luggage reimbursement and travel and emergency services.
Vendor Differences
The benefits of the prepaid Visa travel card are definitely carried across vendors. There may be however, some slight differences among providers that you may want to look out for.
- The first thing you would have to check would be the card fee. Providers do not charge the same card fee. There are a number of banks that offer different prices for clients or account holders. You could shave a few dollars off your card fee if you are a bank client.
- The types of fees also vary per provider. Aside from paying for the face value of the card, you may also have to dish out some cash for enrollment, processing, shipping, personalization, secondary card and reloading. Values of these fees naturally differ across providers.
- The prepaid amount in the card may vary. The usual limit is $5,000 but the minimum load can vary.
- You would also have to consider how a provider sells the product. As a client you will obviously appreciate a provider that can give clear and complete card benefit information. This includes user warnings and tips.
Traveling for business or leisure should always be worry free. That's why you should get yourself a prepaid Visa travel card. Ask your provider now for more information on this fabulous card.
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