*In the US over 47% of women over the age of 50 are single.
*Women's retirement income is aprox. 1/4 than that of men.
*50% of Marriages end in divorce. *The first year after divorce a women's standard of living drops 73% on average.
*Married Baby Boomers are expected to outlive their husbands by 15 to 20 years.
*The average female born between 1948 and 1964 are expected to remain in the workforce until at least age 74 due to a lack of financial resources.
* Of the elderly living in poverty, 3 out of 4 are women. 80% were not poor when their husbands were alive. (These statistics are according to Kim Kiyosaki, author of Rich Woman)
As women we need to stop making excuses and start playing catch up! We cannot count on our husbands, our alimony or a Life Insurance policy to take care of us during our retirement years. The good news is that no matter what your age, there are many great vehicles to help you amass a sizable nest egg which can be invested into a cash flow vehicle. This means you will have additional income which will arrive each month to spend or save as you need. Convinced? Great! The next thing you will ask is "Where do I begin Sheila?" Glad you asked, if you follow these simple steps you will begin on the journey to financial freedom.
1. Stop making excuses. I have heard it over and over "I am not smart enough" or "I don't have the time". Picture yourself in a dingy apartment eating cat food, and you will change your mind.
2. READ-READ-READ! Go to the library and read all the: "HOW TO.." investment books you can. Watch the financial reports on TV. If you don't understand a word, look it up in the dictionary. Read financial magazines. Self-educate!
3. Join a Women's Investment Club, not to pool resources, but to learn from others. Can't find one? Then start one, that's what I did.
4. Start a direct marketing business. This ensures your self-employment for years to come. Find a company with a great product and great support. There are many good companies out there. Yes you will have to put up some money-but tell me when you ever start a business without investing in it. You should be able to find one that you can get started for around $2K that will have the technology and support to lead you into a great income position.
5. Don't put all your eggs in one basket. Along with owning a direct marketing business get into real estate investing. This is how all millionaires become wealthy. Your goal is to derive income from multiple sources.
6. Personal Development. You have to change your mindset to believe you are worth being wealthy. You need to understand how you got to where you are so you do not repeat your mistakes. If you have a poverty mentality-get rid of it! if you are addicted to shopping, find out why and overcome it! Your only hope of success is to change your mindset. Remember the definition of insanity is doing the same things over and over and expecting different results!
These 6 things are a good start to get you on the road to wealth creation. If you don't look out for yourself financially who will? Don't expect family or the government to be there. Make a change now or live with regret. It's up to you. Start to implement these ideas and you can be on your way to a secure retirement and peace of mind.
Women Going To Bathroom
Barbara: I think that each of us senses that our culture is going through a breakdown that is also an emerging breakthrough. That breakthrough has many dimensions, and there is as yet no clearly defined image. It's very exciting because of that. Let's talk a bit about the emerging set of possibilities.
Hazel: Can I start the ball rolling by saying that I think one of the new images that I feel is very pregnant with possibility is the idea that there will be a new paradigm of public order, and that women will be very much a part of it. It's not going to replay all of the dominance-submission games of history, potentially anyway.
Every revolution in history has been a tragic inversion, and the most graphic and tragic inversion in recent history was the revolt of the Hutu against the Watutsi: the oppressors were actually cut off at the knees by the revolting tribe in order to bring them down to their physically smaller size. There never have been any kinds of games, basically, that have not been patriarchal dominance-submission games of one type or another.
The women that I have been dealing with in all kinds of areas, and particularly in the political sphere, have this sense that many of the women who first got into the women's liberation movement were strongly into the mode of "being against." This is of course typical of liberation movements. And immediately it began to move into the imitative phase, just like the black revolution ? black corporate executives were wearing Brooks Brothers suits with vests; so women, too, began to parody the male corporate executive and chomp on cigars, knock back scotches, talk about the deals they had made, and so on. But I think we're getting beyond the imitative stage. What I think is exciting is that there is now a new generation of women coming into the movement that are saying No! to all of that.
I think that this new image has to do with nonhierarchical forms of communication based on activating people's self-organizing capabilities. The hologram for me is a very pregnant image, even though when you examine it closely the technology doesn't really fit the image. It's the endeavor to build societies of voluntary restraint based on the fact that people share the same vision of reality ? the little blue planet, or whatever.
What this allows is a new calculus of self-interest. The old economic calculus of self-interest, when married to American compulsive individuality, led us to believe that we were all separate little atoms. We are now coming to the true understanding of self-interest: that self-interest is coterminus with community interest, with species interest, and with planetary interest.
I think that women in particular are really playing around with these sorts of images. The female style, of course, is the metaphysical division of labor, voluntary autonomy based on a better program of mapping the system in your head, and networking.
Jean: Very good.
Hazel: I think that females are all networkers by instinct. One of the joys of being at the sort of conference where you run into people like Margaret Mead ? she's always been a very high-level networker ? is that you realize that many of us are networkers ? you're a networker, Jean; you're a networker, Barbara; I'm a networker. This is a marvelous lateral form of communication. We're getting away from the "iron filings all attracted to the dictator" mode; instead we're doing the nucleating.
Jean: Breadth rather than vertical models.
Hazel: Yes.
Jean: You know, I've done some rather intensive research on the nature of the female mind, the nature of female psychology, and also brain function. In extraordinary ways my research confirms what you are projecting here.
It began because I was teaching at Marymount College, and I was also teaching at Columbia. I began to notice that if I was teaching, for example, L'Etre et Le Neant (Being and Nothingness) of Sartre to the boys, I would do it in a very masculine way with didactic analysis: A, B, C, D; subpoint 1, 2, 3, 4 . . . and the boys would eat it up. I would go to Marymount the next afternoon and do the same thing and the girls would say: "Oh go away, go away! Not relevant!" "What do you mean it's not relevant? You used to like the way I teach" "It's not relevant!" "Why?" "We don't know."
It began to dawn on me that perhaps phylogeny was rising. Because for the past four hundred thousand years by the time they were twenty they'd had two husbands killed, three babies, six miscarriages. . . . It was as if they were saying, "Not relevant; there is no context in this education; there is no networking. . . ."
So I said, "It's evolution; it's four hundred thousand years of a different kind of context. Maybe we can do something about it and relate this to your personal lives. Let's start with Being and Nothingness. What is it you're objecting to?" They said, 'It doesn't relate." So I said: "All right, let's try a different way of teaching. Everybody close your eyes, and in a moment you're going to look at your hand. And it's going to be . . . not a hand, but a thing ? an alien entity attached to your wrist." Then I would extend this "thingness" throughout their whole bodies. What I was doing was creating the mind and soul of Jean-Paul Sartre ? his psychopathology before matter. All his philosophy is, is an extended psychopathology. Once they had gotten into that they knew it from the inside; they dove into the text and began to come up with brilliant, brilliant insights.
I began to ask: Why is it that good female education has existed for perhaps seventy-five years now, and yet so few women have gone into professional circles? It dawned on me, in observing the way that women learned compared to the way that men learned, that all we were doing was providing second-rate male education based on the paradigms of the male nervous system.
Hazel: That's fantastic!
(Reprinted with permission from The Power of Yin).
(Note to editor: We have permission from the three co-authors, Hazel Henderson, Jean Houston and Barbara Marx Hubbard, to run excerpts from their book with the byline The Power of Yin - they are all referenced in the about the author box).
Both Sheila Carothers & The Power Of Yin are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Sheila Carothers has sinced written about articles on various topics from Womens Health. Sheila Carothers Is The president of Life Can Be Fun Again LLC ( ) an internet Financia. Sheila Carothers's top article generates over 1000 views. to your Favourites.
The Power Of Yin has sinced written about articles on various topics from Womens Health, Interest and Womens Health. The Power of Yin by evolutionary economist Hazel Henderson; Human Potential Movement founder Jean Houston; and social innovator Barbara Marx Hubbard, is an empowering invitation to help evolve the human community. Visit. The Power Of Yin's top article generates over 1600 views. to your Favourites.