Guide to Insurance

eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
eg: UK or Brides UK or Classical Art or Buy Music or Spirituality
 
Business & Money
Technology
Women
Health
Education
Family
Travel
Cars
Entertainment
SD Editorials
Online Guide and article directory site.
Foodeditorials.com
Over 15,000 recipes & editorials on food.
Lyricadvisor.com
Get 100,000 Lyric & Albums.
  • Business & Money
    • A Guide to Business
    • Guide to Finance
    • Ideas for Marketing
    • Legal Guide
    • Guide to Insurance
    • Lettre De Motivation
    • Guide to the Stock Market
    • Human Resource Career
    • Sales Marketing
    • Forex & Trading
    • Advertising & Marketing
    • Startup Guide
  • Technology
    • Guide to Technology
    • Cell Phones
    • Computer Software
    • IT Hardwares
    • Internet
    • Online Security
    • Cameras
    • Search Engine Optimization
    • Science & Technology
  • Women
    • Guide to Women
    • Relationship Advice
    • Marriage
    • Jewelry
    • Pregnancy
    • Fashion Style
    • Divorce Guide
    • Wedding Guide
    • Dating Guide
    • Natural Beauty
  • Health
    • Guide to Health
    • Guide to Medical
    • Plastic Surgery
    • Weight Loss
    • Sports
    • Body Wellness
    • Cancer Treatment
    • Common Illness
    • Health & Lifestyle
  • Education
    • Military Service
    • Politics and Policy
    • Arts & Humanities
    • Education and Teaching
    • Learn Languages
    • Colleges & Universities
  • Family
    • Quality Home Improvement
    • Hobbies and Interests
    • Family Guide to
    • Pet Guide
    • Loans Guide
    • Credit Cards
    • Gardening Guide
    • Home Security
    • Real Estate
    • Home Decor
    • Gift & Present
  • Travel
    • The Travel Guide
    • Adventure Travel
    • Cruise Ships
    • Beach Holiday
    • Travel Accommodation
    • Holiday Destinations
  • Cars
    • Information on Cars
    • Traffic Violations
    • Auto Insurance
    • Trailers
    • Sport Cars
    • The Bikes
  • Entertainment
    • Entertainment Guide
    • World Music
    • Photo & Video
    • Television & Games

Homeowners Emergency Assistance Program

    View: 
If you’ve ever needed roadside assistance in South Africa, chances are you’ve come away from the experience disappointed. It’s not like the towing services aren’t out there - just look around and you’ll see them all over the place: Sitting under a tree, parked at a busy intersection, just waiting for you to have an accident.



Sadly however, when your car breaks down and you urgently need help, they all seem to have disappeared. Call any of the assistance services that seem to come free with everything these days (and of course are not free at all), and you will find that delays of an hour plus are quite common. Would you believe that even the occasional 24-hour delay is not unheard of.

Picture the scene: You’re standing next to the road worried about your car, or your family’s safety, or your next appointment, and the operator’s saying “Don’t worry sir, our service provider will be there tomorrow!"

In fact if your car broke down it would probably be better if you drove into a ditch just before you came to a standstill – as ridiculous as that may sound you would have several tow truck operators all over you like a rash before you could reach for your phone!

Over 40 million people in South Africa have to deal with emergencies on a daily basis, whether it is medical, home-related, motor-related, mental trauma or pertaining to various legal issues. Most of them do not always know where to turn to for help, or how to handle basic health issues and personal trauma. There is no doubt that the assistance industry deserves to change.

The motoring public are still not exactly spoilt for choice; apart from the AA and a few lesser known groups such as McCarthy Club there is not much else. Apart from the AA, other reputable assistance companies like Europ Assistance concentrate on corporate assistance. However, the level of crime on the roads keeps increasing so we need better roadside assistance, more reliable response times and most of all accountability.

Roadside Assistance: Where it all began

According to the AA the first motoring organisation was the Automobile Club of SA, formed in Cape Town in 1901. This body began to lobby for improved roads and amenities for cars. The effect was a mere ripple in the pond for the motoring numbers grew slowly. The Anglo Boer War ended in 1902, the first car in Johannesburg was registered in 1904, the first American imports arrived in 1906, and the first motor show was held in 1908. The local motor assembly commenced in 1923. In January of 1930 the Federation of Clubs was liquidated and reconstituted as the Automobile Association of SA.

Roadside Assistance: The situation at present

There are many examples of corporate assistance schemes, including those offered on a compulsory basis by several motor manufacturers and insurance companies. If your vehicle is covered by an assistance product from the manufacturer (while under warranty) and/or your insurance company, an AA membership is sometimes considered necessary.

But, it is an accepted fact that owners of (especially new) vehicles may now be covered many times over by various different assistance schemes, with the result that an AA member could also be a member of BMW-on-Call, or Delta Assist, or Santam Assist.

While this holds true, it is also a fact that the average age of the over 6 million vehicles in South Africa today is approximately 13 years (as reported by the RMI). Most of these are no longer under warranty and many of them are not even insured, so does that imply that they do not need access to a reliable assistance service? Obviously not – in fact the most vulnerable of individuals may own vehicles that fall into this category, including students and the aged.

While price is a factor, clearly service levels are even more important. Moreover, what makes the assistance industry so different that guarantees of some kind are not in order! Surely, services that are promised should be backed up – at least to the extent that there is an offer on the table to repay the member should the service not be satisfactory.
Homeowners Emergency Assistance Program
With the uncertainty of everyday situations, accidents may happen anytime and anywhere. Emergencies that involve bio-terrorism attacks, chemical and radiation, natural disasters, and household accidents may happen spontaneously. Because of this, people will never know when they might need an Emergency Response System (ERS), that may be used to contact an emergency response unit and certain people. Too often, these situations may get out of hand because of lack of training and unpreparedness. This may lead to confusion and damage to property or even the loss of many lives. By putting an emergency response system in place, people can improve the way they respond and manage these emergencies and major incidents.

ERS provides individuals with assistance when it is needed and when they are unable to make a phone call. This system provides people both awareness and reassurance that help will arrive soon after just push of a button. ERS feature state-of-the-art equipment merged with the highly-trained, dedicated, and competent individuals in the business. This system guarantees its consumers the safety of their loved ones and property. ERS may include a radio transmitter, an electronic device (console) which may connected to the telephones or computers, and an emergency response center. This center monitors calls, e-mails, and other possible sources. When help is needed, the ERS may press a button and send a radio signal to the console. The console automatically dials pre-selected emergency phone numbers or specific persons designated to receive these calls.

The major benefits of having EMRs are automatic messaging, contacting proper authorities, and mass e-mail information distribution. EMRs automatically send out messages to telephones and mobile phones informing individuals of unwanted situations developing. Depending on the kind of emergency response system that is being used, consumers may choose to send messages to certain individuals or these messages may include a list of instructions regarding what actions should be taken during an emergency.

Depending on the description of the distress, the EMR may advance and contact the police, fire department, ambulance services, or any other emergency service provider that are well-equipped to deal with the particular situation. This makes things easier for the on-site person who is attempting to coordinate specialists to respond and get everything under control. In many cases, the EMR only emits a a silent alarm on the service provider site and not in the actual place where the incident is taking place. This procedure was included in the system in order to avoid panic and confusion. The addition of alarms or other notification systems will help prevent the escalation of an emergency situation.

Another helpful advantage of an EMR is the capability to send mass e-mails to specific people who are included in a designated list to inform them of the situation and the steps that should be taken. It is also possible with certain EMRs to include a recorded telephone message for people who do not have access to e-mails and ones who do not check them often. E-mails and telephone messages may be updated to ensure the right details are distributed to necessary people.

An Emergency Response System can be used effectively to keep loved ones and property safe. The last thing people want in an emergency crisis is panic that may lead to more harm. Don't wait for accidents to happen, contact an ERS provider and avail of their services before its too late.
More Articles from
General Insurance Liability Pg22
Adopt A New Pet
Glasses For Night Driving
Health And Life Insurance
How To Remove Right Protection
Life Insurance Financial Services
Life Insurance Rates Online
Mortgage Down Payment Grants
New Driver Insurance Quotes
New Life Insurance Company
No Win No Fee Lawyers
Non Owner Liability Insurance
North America Life Insurance
North American Life Insurance
Now You See Now You Dont
Nursing Home & Hospital
Term Life Insurance Whole Life
United Health Insurance Dental
Workers Compensation Insurance Premiums
NHS Now Paying For Treatment Abroad
Movie Insurance
» More on
General Insurance Liability
  • Related Articles
  • Author
  • Most Popular
•Down Payment Assistance Program, by Jennifer Stromsteen
•Employee Assistance Program Eap, by Richard Reid
•Federal Employee Assistance Program, by Richard Reid
•Government Employee Assistance Program, by Richard Reid
•Health Insurance Assistance Program, by Gray Rollins
About Author
Both Bronwen Elisabeth Roberts & Aseya are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Bronwen Elisabeth Roberts has sinced written about articles on various topics from Aging, Games and Fitness. sets new standards in Roadside Assistance, utilising its extensive Service Provider network to respond to emergencies withi. Bronwen Elisabeth Roberts's top article generates over 823000 views. to your Favourites.

Aseya has sinced written about articles on various topics from Health, Advertising Guide and Cure Anxiety. is an award winning call center that provides live 24x7 and 365 days call center outsourcing services for companies of all sizes and industries.. Aseya's top article generates over 201000 views. to your Favourites.
Classroom Management And Learning
When a young person understands for many, for the first time in their lives that he IS intelligent, that he IS a good student, that he CAN learn easily and that there is nothing wrong with him, t...
 
A Guide to Business | Guide to Technology | Guide to Women | Guide to Health | Family Guide to | Travel & Vacations | Information on Cars

EditorialToday Guide to Insurance has 5 sub sections. Such as Travel Insurance, General Insurance Liability, Medical Health Insurance, Home Mortgage Insurance and Other Insurance. With over 20,000 authors and writers, we are a well known online resource and editorial services site in United Kingdom, Canada & America . Here, we cover all the major topics from self help guide to A Guide to Business, Guide to Finance, Ideas for Marketing, Legal Guide, Lettre De Motivation, Guide to Insurance, Guide to Health, Guide to Medical, Military Service, Guide to Women, Pet Guide, Politics and Policy , Guide to Technology, The Travel Guide, Information on Cars, Entertainment Guide, Family Guide to, Hobbies and Interests, Quality Home Improvement, Arts & Humanities and many more.
About Editorial Today | Contact Us | Terms of Use | Submit an Article | Our Authors