If you have a son or daughter in college, you might want to ask yourself if a Citi student credit card is in order. After all, a student, no matter where they go to school, is definitely going to come across more than their fair share of credit card offers. As a parent, you want to make sure you lead them on the right path. So ask yourself, is a Citi student credit card the credit card you want your pride and joy to carry?

Why a Citi Student Credit Card?

So why should you consider a Citi student credit card over the other student credit cards on the market? Chances are you have the best interests of your child in mind and, let's face it, some of the companies offering student credit cards do not. Citi, however, seems to be one of the better student credit card issuers.

What's So Great About Citi?

First and foremost, a Citi student credit card will allow your child to start their own credit history. Many of today's credit card companies require students to have a co-signer. Citi does not. This means your child learns what it's like to be responsible for his or her own finances, and your credit isn't on the line if they happen to take a wrong turn.

Another thing that's great about Citi is that a Citi student credit card tends to cater to the needs of a student. Take their Citi mtvU Platinum card for example. It offers reward points for good grades, paying the bill on time and not exceeding the credit limit. It literally rewards students for hard work and good credit card behavior. Not many student credit cards do that.

They Go The Extra Mile

Another thing that sets a Citi student credit card apart from the competition is the fact that they offer students free credit education tools and tips. Some of the less-ethical credit card companies try to keep students in the dark, hoping to profit from any potential mistakes. Citi, however, works to ensure that your child knows exactly what they're doing when it comes to credit card management.

Citi provides tools to help your student create monthly budgets, manage proper spending and even plan future investments. It's a well-rounded approach to student credit card use.

In the cut-throat world of student credit cards, it's important to help your son or daughter choose a card that works for them, not against them. A Citi student credit card can be just the tool your child needs to establish his or her credit future.