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Authors; Steve Gillman

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Steve Gillman is a long-time backpacker, and advocate of lightweight backpacking. His tips, photos, gear recommendations, and a free book can be found at .

Author Specialises in Articles on : Travel and Leisure & Beverages
Online Guide, Find Articles & Food Article by Steve Gillman, Ste16
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How To Get Smarter Or Look Smarter
With the right work you can get smarter, but there are also things you can do to appear to be more intelligent, and you can use some of them right now. So if you want to impress your boss or your friends with your intelligence, try a few of the techniques below. Some of them may actually improve your thinking skills too.1. Study a current topic. Everyone has opinions about events in the news, but......
Similar Editorial : by Chuck Lunsford. | Source : Strength Training Log

How To Be A Deep Thinker
To be a deep thinker you simply have to get in the habit of asking deep questions about everything around you. What is a deep question? Let's look at a couple examples.Suppose someone lies to you, and you simply explain it by saying, "He's a jerk!" That may be true, but it is shallow thinking. Instead you might ask why he lied to you. A deeper question than that would be why people lie in general,......
Similar Editorial : by Wayne and Tamara. | Source : Time Management How To

What Is Brain Fog?
You may have heard the expression, or even had the experience, but what is brain fog? It is that state of mind when you can't quite focus or think clearly. As for how to cure it, that depends on the cause. There are two basic kinds of causes.Physical Causes Of Brain FogA lack of sleep can make it difficult to concentrate. Sleep requirements vary, but the bare minimum for almost everyone is......
Similar Editorial : by Maya Talisman Frost. | Source : Time Management How To

Are There Lucky People?
Most of us know lucky people, those who seem to lived a charmed life. They may not even be all that smart, and yet they seem to almost stumble into good situations. Opportunities open up for them, things are "handed" to them. Perhaps they win in the stock market, find a dream job, or get married to their ideal spouse.Then there are the unlucky people. Maybe you know a few of these as well. Some of......
Similar Editorial : by Cathy Bryant. | Source : Time Management How To

A Bad Credit Rating Can Be A Good Thing
Can a bad credit rating save you from bigger problems? Hasn't it done just that for many young people? I'll explain how with a couple true stories.Good Credit Rating StoryMy friend started his adult years with good credit. Soon he was able to get credit cards at will, as well as finance cars, snowmobiles and more. He made the payments, and went deeper and deeper into debt while he was at it. When......
Similar Editorial : by Faranak Groves. | Source : Bad Credit Rating

Bad Credit Rating - A Good Thing?
A bad credit rating is usually considered a problem, but is it always so? Are there circumstances where it can be beneficial?Credit is a tool that has to be handled with wisdom to be of value. Being able to borrow money or get credit cards doesn't automatically make a person able to handle that power. In fact, it has gotten many people into serious financial trouble. Wouldn't it have been better......
Similar Editorial : by David Parker. | Source : A Credit Rating

Fixing A Credit Report
Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit report." Alternately, when you are denied credit based on a report issued by a local credit reporting agency, you can request a free credit report from that agency within 30 days. A quick look and you'll have an idea why you were denied credit. Now how do you fix what you see?......
Similar Editorial : by John Mcfadden. | Source : Credit Score

Making Money With Room Rentals
Why Room Rentals?In many towns where the rents are high, single people are forced to share apartments with others. They inevitably have problems with splitting the bills, what to do if one person is late with their share of the rent, who made which phone calls, etc. So when they see a room for in a nice home, with everything from local cals to cable TV included in the rent, they like the idea.......
Similar Editorial : by Derek Wood. | Source : Budget Planning

Fixer Uppers: The Money Making Formula
A Big Real Estate MistakeMany people buy and sell a fixer-upper like this: They buy a house, fix it up, then add some amount (say $10,000) that's in their head onto their costs. Then they put the house up for sale for this price. This is so wrong. Would you buy a house according to what the seller has into it? Of course not. You look at what similar houses are selling for to determine the value.......
Similar Editorial : by Ronald W. Firquain. | Source : Budget Planning

Five More Unusual Ways To Make Money
There are a lot of ways to make money if you have money. You don't have to turn to complicated businesses or ordinary ways like bank C.D.'s. And you don't even have to use your money. If you have credit cards, for example, you can get cash advances, and make money with the cash. These are ways that aren't quite a business because you can do them once or only when you feel like it.Invest In Other's......
Similar Editorial : by Sarah J Holt. | Source : Dollar Currency

Home Buying - 3 Money Saving Secrets
Home buying is about finding the right house, and this includes getting the right price. There are five basic ways to buy a home for less. Here are three of them.Home Buying Secret - Buy In Inexpensive TownsYes, there are still inexpensive towns that you might actually want to live in. In fact, there are still towns in this country where you can see a good movie, put the kids in a good school, go......
Similar Editorial : by Laine T. Wagenseller. | Source : Dollar Currency

Earnest Money - What You Need To Know
You include earnest money with an offer on a house to show the seller that the you are serious about purchasing the house. It becomes part of the down payment if the offer is accepted, is returned if the offer is rejected, or is forfeited if you pull out of the deal for reasons other than those stipulated in the offer. A financing contingency is an example of the latter - if your offer was......
Similar Editorial : by Michael Oliver. | Source : Dollar Currency

A Money Saving Exercise
There is a simple money saving exercise that everyone should do at least once in their lives. It is ultimately one of the best ways to save money, because it is not about pinching pennies, but about discovering what you really want and getting it. It is so simple you may hesitate to try it. Just try it. Here it is:List everything that you have spent money on, are currently spending money on, or......
Similar Editorial : by Darlene Arechederra. | Source : Dollar Currency

Make Money As A Slumlord
Be a slumlord? Okay, I got your attention, now the truth. I really don't recommend that anyone endanger their renters with unsafe housing. Much of what people call slumlording though, is simply providing reasonable housing for those with low incomes. It is of benefit to the renter AND the landlord.Why Do People Rent Dumps?People rent not-so-nice places because they can afford to. A house that......
Similar Editorial : by Darrell Knox. | Source : Dollar Currency

Bad Ways To Save Money
Finding new ways to save money on almost anything you buy is almost like getting a raise. Maybe it's even better. When you save twenty dollars on a coat you get to keep the whole twenty dollars. When you make twenty dollars more on your paycheck, you lose five dollars or more of it to taxes.Finding ways to save money can go too far, though. In a recent newsletter on how to save money, one......
Similar Editorial : by twinpeak. | Source : Dollar Currency



Five Lies You Are Being Told
Sometimes we can spot the lie a mile away, and other times they are subtle and believable. Sometimes they are lies we want to hear...
Similar Editorial : by twinpeak. | Source : presidential election resources

One Minute Meditation
You can always pursue deeper meditation later, if you wish. In the meantime, remember that not everything has to be difficult to be of value. Why not do an easy one-minute meditation right now?...
Similar Editorial : by twinpeak. | Source : Guided Meditation Pg. 9

Ten Easy Relaxation Techniques
In the meantime, the relaxation techniques above really arent difficult, so why not try one or two today?...
Similar Editorial : by twinpeak. | Source : meditation reduction stress

Code Breaking As A Mental Exercise
Breaking a tough code requires a bit more knowledge than the simple rules laid out here. Ill have more on that, and how to create your own unbreakable codes, in a future article on code breaking...
Similar Editorial : by twinpeak. | Source : Fitness And Wellness Pg. 209

What Is Brainpower? A Definition
Perhaps it is a lack of brainpower that limits their ability to make that intelligence serve them.Definition of brainpower The EFFECTIVE use of ones brain...
Similar Editorial : by twinpeak. | Source : Brain Pg. 12

Real Estate Flipping - How To Do It
Even if bought at market value, the right buyer might pay you something to take your place. The main thing you need for real estate flipping is the courage to try it...
Similar Editorial : by twinpeak. | Source : First Time Home Buyers Guide Pg. 144

Investing In Billboards
The result, of course, was predictable. Advertising rates on the existing billboards skyrocketed over time. He said he was making a lot of money on the ones he had...
Similar Editorial : by twinpeak. | Source : Guide to Investment Pg. 37

Fixer Upper Homes - Are You Ready?
Offer less, maybe 144,000, so you have some negotiating room. If you cant get it 140,000 or less, you should probably walk away. This is the short lesson on how to buy fixer upper homes...
Similar Editorial : by twinpeak.

Creative Real Estate
These are just some ways to buy your own home. When you start investing, you can use other techniques for really creative real estate financing...
Similar Editorial : by twinpeak.

FSBO Real Estate - Your Next Home?
At this point, he usually just wants to get the thing sold as easily and quickly as possible. If you help sellers with that, you can get a good deal on FSBO real estate...
Similar Editorial : by twinpeak.

Ten Moving Tips
Moving is less traumatic if you have some consistency in daily life. If you are moving with children, this may be one of the more important moving tips...
Similar Editorial : by twinpeak.

Ultralight Backpacks - The Lightest
Ive done this in the summer. Of course, I suppose without ultralight backpacks, this cant even be called backpacking...
Similar Editorial : by twinpeak. | Source : Camping Holidays In Turkey

Lightweight Tents For Lightweight Backpacking
Unfortunately, Ive discovered the hard way - four tents and counting - that you tend to get what you pay for with lightweight tents. Thats one of the reasons I backpack with a tarp...
Similar Editorial : by twinpeak. | Source : Camping Holidays In Turkey

Coughing Our Way Across The Country
Next week were going to Mexico for lunch. Hope all is well in Michigan. Adios,Steve and Ana...
Similar Editorial : by twinpeak.

Can You Create Wealth From Home?
Its not exciting, but its a plan that has left many with a wealthy retirement...
Similar Editorial : by twinpeak.

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