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Authors; Steve Gillman

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Steve Gillman is a long-time backpacker, and advocate of lightweight backpacking. His tips, photos, gear recommendations, and a free book can be found at .

Author Specialises in Articles on : Travel and Leisure & Beverages
Online Guide, Find Articles & Food Article by Steve Gillman, Ste16
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Ten Myths Of Real Estate Investing
Is real estate investing only for the wealthy? Can you buy with no money down? Do you have to know the "right" people? Let's answer by looking at some of the myths of real estate. 1. Real estate investing is for the wealthy. Money helps, but my first real estate investment was a $3,500 lot - which I sold for a profit two weeks after I bought it. Small deals, partners, low-down deals, or just......
Similar Editorial : by lynter. | Source : Investment Fund Company

Real Estate Investment Clubs?
Your local real estate investment clubs or associations will educate you. It won't be book education, but useful knowledge about your local real estate market. The people there are investors, many who have gotten wealthy investing right in your town. This means you'll get meaningful and specific advice on what is working in your area, where to go for an inspector or property manager, and many......
Similar Editorial : by jamesklo. | Source : Investment Strategy Fund

Ten Real Estate Investing Tips
Real estate investing tips tend to be a bit vague, like "invest in the right location," or "make sure the numbers work." Actually, tips like these are important principles to remember. However, since they have been well represented in other articles, I want to share a few more specific tips with you.1. Listen to the market. The cabinet guy looked to me for a decision. I realized that I knew......
Similar Editorial : by lynter. | Source : Investment Strategy Fund

Buy Investment Property Without Seeing It
Why would you buy investment property without seeing it? It's a numbers game. Whether or not you see the property before you make an offer isn't nearly as important as making sure the numbers make sense.A man in California used to just send out offers on a hundred MLS listings at a time, offering 25% less than the asking price on each one. Occasionally a few sellers would accept his offers. He......
Similar Editorial : by lynter. | Source : Investment Strategy Fund

Why A Team For Real Estate Investment?
1. Real estate agent. A licensed agent with experience in the area you invest in and access to the MLS (Multiple Listing Service), can be a great help. If she is a seller's agent, she can still ethically bring the best deals to you once she knows you're a serious buyer.2. Real estate attorney. This should be someone familiar with the laws and legal customs of your area, and have experience with......
Similar Editorial : by jamesklo. | Source : Opportunities In Investment

The Phone Call That Saved Me $60
My wife and I are always looking for ways to save money - a habit from leaner times. But sometimes it's possible to stumble upon new ways to save money when we're not even looking. This happened to me the other day.I was considering whether to downgrade our cable television service. We would be traveling occasionally during the next six months, so if the disconnect and reconnect charges weren't......
Similar Editorial : by Charlie McCoy. | Source : Phone Service Rate

Credit Card Wealth Secrets
"Credit card wealth secrets," the ad read. I assumed it was yet another over-hyped unworkable scheme. It probably was, but it made me remember the times in my life when I have used credit cards to make money.As Robert Kyosaki says, there's "good debt" and "bad debt. Borrowing for consumer items is bad-debt. You limit your future options, and you get less in life. It seems like more, because you......
Similar Editorial : by James H. Dimmitt. | Source : Mobil Credit Card

The Fastest Way To Pay Off Credit Card Debt
You have credit card debt, and you wan to pay it off as quickly as you can. We will assume that you are going to stop creating more debt. You have changed your ways. You also understand that paying credit card balances with a consolidation loan or rolling it into a mortgage isn't paying it off. In fact, paying a lower interest rate, but paying on the debt for many more years, usually means paying......
Similar Editorial : by Richard Greenwood. | Source : Mobil Credit Card

Your Creativity Quotient - How To Boost It
We don't have a precisely-numbered measure of your "creativity quotient," yet, like we have for your intelligence quotient, or "IQ." But tests which do try to measure your creative ability generally look at three criteria. These are the quantity of your ideas, their originality, and the possible usefulness or "quality" of those ideas. With that in mind, here are some techniques for doing better in......
Similar Editorial : by Simon Mitchell. | Source : Chemistry Tutoring

Walking Sticks - A Money Making Hobby
Carving walking sticks wasn't meant to be a money-making hobby for me. I sometimes made them when backpacking, and I had always enjoyed taking my pocket knife to a piece of wood to see what I could make. I just hadn't thought of doing anything more with the hobby. One summer, when my wife Ana and I briefly got into the flea market business, I noticed the occasional vendor selling walking......
Similar Editorial : by Jesse Cannone. | Source : Coin Collecting Supplies

Excessive Credit Card Debt Solutions
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I've seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if you have the debt, you want to knock it down. Here are some suggestions.Excessive Credit Card Debt Can Be......
Similar Editorial : by David Cunningham. | Source : Credit Card For Bad Credit

Opportunity Knocks 1000 Times
A couple I know had a business handed to them for free. The owner didn't want to deal with it anymore, even though it made money. He had other things going on in his life. He couldn't just call it quits, however, because the lease on the building had nine months to go. This is where my friends enter the story. Why did they have a business given to them? They listened, and let the man tell his......
Similar Editorial : by Wayne and Tamara. | Source : Self Esteem Women

Why Read Inspirational Quotes?
Inspirational quotes and sayings from the present day or centuries past, can inspire and instruct us. This is true regardless of the religious or spiritual tradition they come from. Nor do religious or spiritully-oriented individuals have a monopoly on useful words. Quotes that strike at the truth of the matter can come from scoundrels, saints, and ordinary people.“We are what we repeatedly do.......
Similar Editorial : by Isabel. | Source : Self Esteem Women

How To Think Clearly
Does your mind sometimes feel like a television station you can't quite tune in? You know there's an interesting program on - or several, but everything is mixed with static. What if you could "tune in" at will, have clear thinking whenever you want it? Try some of the following.Ten Clear Thinking Techniques And Tips1. Take a walk. Science will eventually prove this to be a great way to improve......
Source : Self Esteem Women

Take This Good Luck Test
Are you a lucky person? Not sure? Let's find out. Answer the following questions as honestly as you can, and then tally your score according to the simple directions at the bottom of the test.In general, do good things happen to you?1. Almost never2. Sometimes3. Often4. Very oftenAre you doing something you enjoy for a living?1. No2. Sort of3. YesAre you generally happy with the relationships you......
Similar Editorial : by Nilesh Gore. | Source : Strength Based



To Catch A Cheating Spouse
Otherwise, forget you read this before you start seeing everything as suspicious...
Similar Editorial : 10 Signs Of Cheating Spouse by Kwame Ofori. | Source : Your Cheating Spouse

To Say Thank You
To see wonderful things all over, train yourself to look for them.When you are in the habit of counting your blessings, gratitude, and a much richer experience of life is the natural result...
Similar Editorial : 10 Signs Of Cheating Spouse by Kwame Ofori. | Source : Etiquette In The Business

Top Real Time Strategy Games
This is how you arrive at the maximum price you can offer. This procedure is often ignored by investors even though it is one of the simplest and most important real estate secrets...
Similar Editorial : Convert Unix Time To Real Time by Christine Hancock. | Source : Real Estate Agents Listing

Topical Memory System Navigators
This is one of the easiest memory systems you can try, requiring only that you memorize ten or twenty locations along a route that you can travel in your mind...
Similar Editorial : Age Related Memory Loss by Ray Collins.

Travel Destinations In Europe
With this guide on the tours and travel destinations in Spain, you are sure to get the most out of your tours!...
Similar Editorial : A City In Europe by Douglas Scott. | Source : Travel and Leisure Magazine Pg. 163

Two For The Money Trailer
Ask what other options you have. Finally, just wait. A month later - after a large purchase - you might be in a more rational state of mind to decide what something is worth to you...
Similar Editorial : Best Car For The Money by Marsha Claire. | Source : How To Handle Finances Pg. 134

Ultralight Down Sleeping Bag
Ive used mine for many years, in snow and rain, from Ecuador to California to Michigan, and it shows little wear. Baby these things, and they can last a long time....
Similar Editorial : A Down Sleeping Bag by Steve Gillman. | Source : Camping Gear And Equipment

Unilever Path To Growth
This is of particular advantage for small companies and shops that have low marketing budgets. There are more than hundred different types and sizes of printed umbrellas available at our shop....
Similar Editorial : A Path To Success by Fabian Toulouse. | Source : How To Handle Finances

Use Real D Glasses
After your costs, you net around 105,000. You can see why options investors are willing to lose on a few real estate options on the way to the good deals...
Similar Editorial : 30 Minute Get Real Meals by Jessica Donnovan. | Source : How To Handle Finances Pg. 247

Used Car Finance Rate
Of course, the buyers out there might see the lesson that you pay a lot more when you finance things, and especially when you have bad credit...
Similar Editorial : Finance A Used Car by Kermil J. Fogarth. | Source : Used Car Pg. 14

Used Chevy Conversion Van
Our coversion van is a second home AND our primary vehicle for shopping or going to work. Thats flexibilty...
Similar Editorial : Any Driver Van Insurance by Smith James. | Source : Hiking And Camping Gear

Used Video Games Stores
Do a little comparison shopping if you want to save money...
Similar Editorial : All New Video Games by Cristian Stan. | Source : How To Handle Finances Pg. 247

Vacation Packages Including Airfare
No doubt, with flexibility on your mind and with careful research of the airlines options, you will eventually reach your desired destination with minimal difficulty...
Similar Editorial : All Inclusive Vacation Packages by Geoff Amerson. | Source : Travel Packages

Vending Routes For Sale
If you wont be competing in the area, someone might let you follow him around as he services his route. Vending routes are still a great opportunity - if you avoid my mistakes...
Similar Editorial : Vending Routes For Sale by Steve Gillman.

Warning Signs Of Cheating
Difficulty with these kinds of questions can be one of the earliest signs of cheating people get better at lying with practice...
Similar Editorial : 10 Signs Of Cheating by Jane A. Smith. | Source : Marriage Is In Trouble

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