Steve Gillman is a long-time backpacker, and advocate of lightweight backpacking. His tips, photos, gear recommendations, and a free book can be found at .
Homeowners Insurance - How To Pay Less You probably already know you should get several quotes on your homeowners insurance before buying. The difference in cost from one company to another can be significant, and checking rates is easy either by phone or on the internet. The problem comes in comparing policies that are not quite the same.This is because different companies have different kinds of homeowners insurance policies. For...... Similar Editorial : by Paton Jackson. | Source : Insurance Company
Want The Cheapest Home Owners Insurance? Before you look for the absolute cheapest home owners insurance, make a short list of decent insurance companies. You can type "insurance company ratings" into any search engine and get some free information on the financial strength of the various companies. You want a company that is going to be around when you need them.Then, call a company on the list or get a quote online. Ask a lot of...... Similar Editorial : by Ken Marlborough. | Source : Cheap Insurance
Cheap Insurance - Ten Ways Cheap insurance? Auto insurance, life insurance, health insurance, liability insurance - whatever type of insurance you need, you can buy it for less. Try the following:1. Raise you deductible. Why have a $100 deductible if a $1000 deductible won't break you? It may hurt to pay the first thousand someday, but what if meanwhile you saved several thousand? High deductibles mean lower rates. Of...... Similar Editorial : by Allan. | Source : Cheap Insurance
Cheap Insurance Secrets Can you find cheap insurance? Yes. You can not only spend less on all types of insurance, but you can get more of the coverages you need for less. Here are a few insider secrets to help you out.Cheap Life Insurance- Purchase multiple policies. Instead of buying one large policy, save money by buying two, or even three, and staggering the terms. Have one run until the kids are out of the house, for...... Similar Editorial : by Steven Gillman. | Source : Group Insurance
Property Taxes - Get Them Reduced! A few years back, I bought a rental and decided that my property taxes were too high. I paid $16,000 for the place (remember those prices?), but the county assessor had the property pegged at a market value of $18,400. Each spring the county had a day when one could appeal the assessment in person, so I made my case to one of the designated "judges."I brought the closing statement showing what I...... Similar Editorial : by Heather Seitz. | Source : Trust Income Tax
Tax Free Profits With Real Estate Want to make tax free profits from the homes you live in? You can, but to maximize this investment strategy, you'll need to move a lot.Sell your home for a profit and pay no capital gains tax - then buy another and do the same. That is the essence of this strategy. The law used to be that you could only roll your capital gain into the next home, and take an exemption once in your life, after age...... Similar Editorial : by Dan Auito. | Source : 2005 Income Tax Table
Camping With Coyotes Van camping became one of our favorite activities when my wife Ana and I bought our conversion van. We had no tent to set up, and no problem with rain or wind. We could explore all day without worries, then find any beautiful spot to park for the night. Our bed was ready in the back.It is sometime surprising what you find when you explore without any itinerary. There are many forgotten places that...... Similar Editorial : by Ben Anton. | Source : Baseball Player
Camping With Aliens In Montana Ten minutes out of town, we found the dirt road that goes up to Storm Lake. We had been there before, shortly after moving to Anaconda, Montana. The road was hard on the car, but we couldn't resist going. This time we would hike up to the tundra and stay the night. My wife Ana had never been camping above the treeline.There were a couple cars, but nobody in sight. The lake was sparkling in the...... Similar Editorial : by Daniel Eggertsen. | Source : Baseball Player
Wal-Mart Camping And Other Free Places "Do you know about Wal-Mart camping?" We didn't know, but the old man at the campground in Florida insisted WalMart not only allowed RVs and vans to park overnight, but encouraged it. "Free camping," he told us, and we didn't wait long to take advantage of this new knowledge.Somewhere in northern Georgia we pulled into a Wal-Mart, and sure enough, we saw some RVs off to one side of the parking lot...... Source : Baseball Player
Conversion Van Camping Tips Conversion van camping doesn't give you the luxury of life in an RV, nor the discomfort of sleeping in a tent. It can be tough to safely heat a van at night, but it's cheap compared to an RV, and you can go places they cannot. We spent more than 25 nights sleeping in our conversion van last year.Life In A Conversion VanMake your van into something that's useable for you, especially if it's going...... Similar Editorial : by christopher. | Source : Baseball Player
Personal Finances - Six Steps To Take Now You have probably read enough tips on personal finances, and maybe you are still in debt and without a plan for the future. Well, here is simple six-step plan to get you going in the right direction. Of course, like the other tips you have heard, it will only help if you actually use it.1. Record Your ExpensesFor a month or two, write down what you spend every penny on. This process may enlighten...... Similar Editorial : by Shanti Braford. | Source : Finance Help
Is Debt Consolidation A Good Idea? Is debt consolidation really necessary? Perhaps. It certainly can seem like the easy way out of the problem of too many payments every month. When credit card and loan payments add up to $900 every month, why not pay all of these debts off and have a nice easy payment of say, $300? There are two reasons why it may be a bad idea.Debt Consolidation Ignores CausesWhy do you have too much debt?...... Similar Editorial : by Mike Yeager. | Source : Credit Card Consolidation Service
Three Auto Insurance Secrets Want to learn something new about auto insurance? Something that can save you a lot of money or get a claim paid? Forget the usual tips. Check out these secrets.1. Demand the legal policy minimums if you have no assets. Do you really need a lot of liability coverage if you have no money in the bank? Insurance companies will tell you that you do because you can be sued regardless. It's possible. I...... Similar Editorial : by dps247. | Source : Low Auto Loans
How To Buy A Used Car For Less There are two basic ways to buy a used car cheap, and one good reason: To save money. It isn't just that they cost less to buy initially. The research shows a four-year-old car can cost 40% less over its lifetime. That's including the costs of gas, oil, repairs, insurance - everything. This is why almost half of the millionaires in the United States buy used cars, according to? Thomas Stanley and...... Source : Buy Cheap Used Car
Used Car Finance - Lessons For Making Money You might think that used car finance simple involves a dealer, a bank or other lender, and a down payment on the part of the buyer. That is how it works in some cases, but it gets much more creative than that. Let's look at a real life example, and see what lessons can be learned to apply to making money in other businesses.A friend of mine used to have a used car lot. He teamed up with a...... Similar Editorial : by Jas. | Source : Gmac Auto Loan Payment
