1. Take some time out for yourself Decide what helps you relax. Whether it is a hot bubble bath, painting, a good book, or even just a nap, you not only deserve it, but you need it. Find a hobby, visit a friend, start a home-business, take an internet course, experiment, create. Find an outlet! It doesn’t have to take two hours out of your day. Maybe it is just fifteen minutes, but make sure you do something for mom. Taking a time out for yourself helps you refocus your thinking, gain perspective, and keep your personal identity. Mom often has the potential of getting caught into a rut of diapers, food prep, car-pooling, cleaning, and back to diapers again. Those things are good, but you are more than just that. You are a person with interests, hopes, dreams, disappointments, and desires. When Mom stops taking care of herself, the potential for depression skyrockets. So take time out for mom, because everybody knows “if mom ain’t happy, ain’t nobody happy."
2. Simplify Your Life Are the unnecessary things of your life starting to make things too cluttered? Look around and figure out what is weighing you down. Is it too many toys, a dog that your kids begged for (but you are the only one taking care of him), or an overabundance of after school music and dance lessons? Remember, LESS IS MORE! Who ever said that your kid had to be fluent in Spanish, have all the new-age educational toys, and be a concert pianist all before the age of twelve? Why not try limiting your kids to one or two extracurricular activities? One more thing: Get rid of the Super-mom Syndrome. Too many unrealistic expectations put on you from your spouse, in-laws, kids, the PTA, or even yourself can weigh anyone down. Whatever it is, get rid of it. If that means talking to someone or mentally changing your perspective, do what it takes. Realize that everyone is human, even Mom. And even though she is just a human, she is definitely still worth loving.
3. Exercise: This one cannot be emphasized enough. Exercise sends positive endorphins to the brain that help you deal with stress, anxiety, depression, sluggishness, and self-esteem. You don’t have to join a gym to get your work-out in. Find something you enjoy: walk, bike, run, swim, hike, lift weights, or join an aerobics class. Try something new like Pilates or Yoga. The possibilities are endless and will help you be a happier, healthier person.
Grants For Stay At Home Moms
Maybe you are a stay at home mom because your husband works for a large company or even the military, and you have to move every two or three years. You might rent for the same reason; it's just not the right time to buy yet! Or you could be recovering from an illness, or trying to get out of debt before you buy a house.
Either way, if you are renter, you need renters insurance. Your landlord will be insuring the house against damage, but they don't have to replace your belongings in case of damage or theft.
Renters insurance is much cheaper than homeowners insurance, so you can afford to be sure you are covered even for lodging in case you have to relocate temporarily for repairs following a flood or fire.
To make certain you are fully covered, keep all your receipts for all of your stuff - not just the high dollar items. Buy a policy that pays for full replacement of your items. Ask and make sure this is the type you get, or you could get stuck with insurance that only covers the depreciated cash value of your stuff!
Sometimes your landlord will require that you purchase renters insurance as part of your lease agreement, and may even offer the chance for you to buy it through them. They can require you to have it, but they can't make you use their carrier, so check out all your options to get the best coverage at the best price!
Renters insurance should cover personal liability as well. You can even get a policy that will cover legal fees if you are sued for an accident occurring in your rented house.
A lot of stay at home moms think they don't need insurance because they don't own much. You'd be surprised; even those families with few belongings could have up to $20,000 or more just in basic household items.
If you are a stay at home mom, you might be trying to run a business out of your home. If so, your computer might be your lifeline. In case of flood or fire your income could depend on being able to replace your tools.
This is where having a policy that guarantees replacement rather than reimbursement is important. Electronics devalue rapidly, and it could be the difference of $100 to cover an outdated computer's value, as opposed to $500 for a brand new one to replace it.
How much does it cost? Again, you will be surprised at just how very inexpensive renter's insurance can be; as low as $20 for some policies, and rarely more than $50 per month. Trade the daily dose of Starbucks for peace of mind!
You are sure to agree that in case of a natural disaster or a smash and grab robbery, you would rather be sitting in a hotel room planning a shopping expedition rather than huddled in a shelter trying to figure out your next move! Renter's insurance is for that very type of situation.
Both Cami Koralewski & Rayven Perkins are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
Cami Koralewski has sinced written about articles on various topics from Stress Management. Writer and author for .. Cami Koralewski's top article generates over 1900 views. to your Favourites.
Rayven Perkins has sinced written about articles on various topics from Herpes Cure, Surrogacy and Pregnancy and Family Planning. Rayven Perkins has been a stay at home mom, surviving on one income, for over 8 years. Visit her site for m. Rayven Perkins's top article generates over 450000 views. to your Favourites.
